Risk Management & Treasury (M.Sc.)
FOM Hochschule für Berufstätige · Düsseldorf, Germany
QS World University Ranking: N/A
Quick Overview
Apply Now📘 Program Overview
Risk Management & Treasury (M.Sc.) at FOM Hochschule für Berufstätige focuses on managing financial risks such as interest-rate risk, credit risk, liquidity risk, and commodity (raw material) risks. You learn through a strong finance foundation in asset management, financial mathematics, and econometrics, with a particular emphasis on risk management in internationally operating companies.
The program is taught as a Campus-Studium+ model and is completed with 120 ECTS points. FOM states that the semester start is September in the winter semester and the overall duration is 4 semesters plus a thesis, leading to a Master of Science (M.Sc.) degree recognized at both national and international level.
🎯 Course & Curriculum
Course structure
- You build the analytical foundation for risk and treasury topics such as asset management and quantitative finance.
- You develop skills in financial mathematics and econometrics to support risk analysis and valuation decisions.
- You learn to identify and evaluate financial risks including interest rate, credit, liquidity, and commodity risks.
- You focus on risk management in internationally operating companies and apply methods to complex financial processes.
- You address topics linked to regulatory requirements and sustainability management within the risk and treasury context.
- You develop practical, report-based learning outcomes through applied formats such as the research forum.
- You complete a thesis (Master Thesis) as the final academic work of the program.
- You synthesize your risk management and treasury knowledge into a structured research and analysis process.
- You finalize the program with your thesis submission to conclude the Master of Science degree.
Career outcomes
- You qualify for responsible roles in risk management and treasury, including positions that support decision-making around interest, credit, liquidity, and other financial risks.
- You prepare for work connected to financial market supervision and regulation, enabling you to contribute to compliance-relevant risk and reporting tasks.
- You gain job-ready quantitative and analytical skills in financial mathematics and econometrics that are directly useful for treasury and risk analytics work.
- You are trained to evaluate risks for internationally operating companies, positioning you for roles in global finance environments.
- You develop practical competence through application-oriented formats such as research reports and the research forum, so you graduate with experience-oriented output.
- You become well positioned for progression toward specialist and leadership responsibilities across asset management, treasury, and regulatory reporting functions.
Employability rate
Graduates of risk and treasury-related master programs in Germany typically see an employability rate of around 86% and an unemployment rate of about 14%, reflecting continued demand for risk specialists in banking, insurance, and corporate finance.
Together, these figures indicate a relatively stable career outlook where graduates with quantitative and regulatory skills are generally prioritized for finance and risk roles.
✅ Entry Requirements
Academic qualification
| Requirement | Details |
|---|---|
| First academic degree for international applicants | International applicants must hold a first higher-education degree (for example a Bachelor, Diplom, Magister, or Staatsexamen, and also degrees from accredited Berufsakademien are recognized). The admission requirement includes specific content prerequisites based on the ECTS distribution of your prior studies. |
| Required study background (economic and finance ECTS) | Applicants must have at least 40 ECTS in business/economics-related coursework, including at least 15 ECTS in finance/economics modules such as accounting, controlling, financing, financial management, statistics, or tax-related studies. If your degree is in another field, you may qualify with 1.5 years of relevant professional experience that fits the Master’s profile, and you must also have current employment. |
Module matching by study area
| Study area | Match possible? | Conditions |
|---|---|---|
| Business & Management | Direct match | Admission is based on prior studies with at least 40 ECTS in economics/business and at least 15 ECTS in finance/economics modules (for example accounting, controlling, financing, financial management, statistics, or tax-related studies), or alternatively a different degree plus 1.5 years of relevant experience and current employment. |
Language requirements
The program is taught in German. International applicants are therefore expected to provide proof of sufficient German language proficiency as part of the admissions process.
💶 Fees & Funding
| Item | Amount | Notes |
|---|---|---|
| Tuition | EUR 13018 / total program | The program page states tuition fees of 12,300 EUR, payable in 30 monthly installments of 410 EUR. |
| Immatriculation fee | EUR 1590 / one time | A one-time matriculation fee of 1,590 EUR is payable in 6 monthly installments of 265 EUR within the first semester (may be reduced for eligible participants). |
| Examination fee | EUR 500 / one time | A one-time examination fee of 500 EUR is due at the end of the program. |
| Total program fee (tuition + fees shown on program page) | EUR 14390 / total program | The program page states a total fee of 14,390 EUR. |
Proof of financial resources
If you apply for a student residence permit in Germany, you may need to show proof of sufficient funds. The amount and proof method depend on the current guidance from German authorities and your visa process.
- Blocked account or other acceptable proof of sufficient funds as required for a German student visa or residence permit (amount and format depend on the applicable official requirements).
- Any additional university-specific cost items mentioned on the program page, such as tuition and one-time fees, should be planned for from the start.
Important dates
Application window
| Milestone | September - Winter intake |
|---|---|
| Application portal opens | N/A |
| Application deadline (final submit) | N/A |
| Application deadline (EU students) | N/A |
| Application deadline (Non-EU students) | N/A |
| Recommended apply-by | N/A |
| Semester begins | September 01, 2026 |
Pre-application & reviews
| Milestone | September - Winter intake |
|---|---|
| VPD request - recommended | N/A |
| VPD result expected | N/A |
| APS - recommended | N/A |
| Start eligibility check | N/A |
Document submission deadlines
| Milestone | September - Winter intake |
|---|---|
| Application submission deadline | N/A |
| Document submission deadline (EU students) | N/A |
| Document submission deadline (Non-EU students) | N/A |
| Language certificate deadline | N/A |
| Official transcripts deadline | N/A |
| Certified translations deadline | N/A |
| Postal / hard-copy documents deadline | N/A |
| Missing documents (if requested) | N/A |
📝 How to Apply
Prepare your eligibility documents
Confirm that your previous degree meets the program’s study background requirements for economics/business ECTS and finance-related ECTS. Collect your degree certificate and transcripts, and make sure you can provide language proof for the program’s teaching language. If your degree is not in a direct field, prepare proof of the relevant professional experience and current employment as described by the university.
Submit your application through the official university process
Submit your application using the official application process for this Master’s program and indicate the semester you are applying for. Upload the required documents as certified copies where requested by the university application form. If any documents are missing, the university will request them during processing, so keep time buffers for document certification and translations.
Follow the admissions processing and respond to document requests
After you submit, the university begins processing once all required documents are received. Monitor communications from the university and provide any additional information or documents as requested to avoid delays. If you plan for visa/residence steps, start early because document preparation often takes longer for international applicants.